Compare Best Fixed Deposit Rates

Best Fixed Deposit Rates In December 2018

Top Fixed Deposits Offered Mostly By Small Finance Banks

In today's scenario of falling interest rates it's a concern for most people especially senior citizens whose monthly income is the interest earn from FD's. There is some respite offered to them especially small finance banks who are offering interest rates up to 9%.
Below are some of the best rates offered by banks.

Highest Fixed deposit Rate for 6 months  -  At present ESAF, Equitas, Ujjivan, Utkarsh Small Finance Bank is giving interest rate of 7.50% p.a for 6 months along with Suryoday Small Finance Bank  at 7.75% p.a.

Highest Fixed deposit Rate for 1 Year - For 1 year tenure ESAF, Equitas, Fincare Small Finance Bank is giving 8.75%.  Utkarsh Small Finance Bank 1 year rate is 9.00%.

Highest Fixed deposit Rate for 2 Years - In 2 years tenure again Suryoday Small Finance Bank and Fincare Small Finance Bank are giving highest interest rate at 9.00% p.a.

Highest Fixed deposit Rate for 3 Years to 4 Years - In 3 year to 4 year tenure AU Small Finance Bank and Fincare Small Finance Bank are offering 8.00%, DCB Bank is giving 8.05% whereas IDFC Bank is giving 8.25%.

Highest Fixed deposit Rate for 4 Years to 5 Years - IDFC Bank is offering 8.25% in this tenure along with Utkarsh Bank at 8.00%

AU Small Finance Bank FD Rates


TENURE BUCKETS



Resident / NRE* / NRO Interest Rate (%)



Annualized Yield (i)



7 Days to 1 Month 15 Days



5.50%



 



1 Month 16 Days to 3 Months



6.75%



 



3 Months 1 Day to 6 Months



6.90%



7.02%



6 Months 1 Day to 13 Months



7.00%



7.19%



13 Months 1 Day to 18 Months



8.25%



8.51%



18 Months 1 Day to 24 Months



8.50%



8.77%



24 Months 1 Day to 36 Months



7.75%



7.98%



36 Months 1 Day to 45 Months



7.75%



7.98%



45 Months 1 Day to 60 Months



8.00%



8.24%



60 Months 1 Day to 120 Months



7.25%



7.45%


Equitas Small Finance Bank FD Rates

wef 5th-July-2018
TenureDomestic Interest Rates for Less than Rs 1 crore
7 days- 14 days5.00%
15 days- 29 days5.50%
30 days to 45 days6.00%
46 days to 90 days6.25%
91 days to 180 days6.50%
181 days to 270 days6.75%
271 days to 364 days7.50%
1 year to 18 months8.50%
18 months 1 day to 2 years8.75%
2 years 1 day to 3 years8.80%
3 years 1 day to 10 years7.00%

Fincare Small Finance Bank Interest Rates

INTEREST RATES (PER ANNUM)
TENUREGeneral PublicSenior Citizens**
7 days to 45 days4.00%4.50%
46 days to 90 days4.00%4.50%
91 days to 180 days6.00%6.50%
181 days to 364 days7.00%7.50%
12 months to 15 months8.00%8.50%
15 months 1 day to 18 months8.25%8.75%
18 months 1 day – 21 months8.50%9.00%
21 months 1 day – 24 months8.75%9.25%
24 months 1 day – 36 months9.00%9.50%
3 years 1 day – 5 years8.00%8.50%
5 years 1 day – 7 years7.00%7.50%

ESAF Small Finance Bank FD Rates

Rate of Interest effective from 1st November 2018
Retail Term Deposit (Less than INR 1 Cr)RATE OF INTEREST#
Domestic#
TenureNORMALSENIOR CITIZEN
7 days to 14 days5.50%6.00%
15 - 59 days5.50%6.00%
60 days to 90 days6.25%6.75%
91 days to 179 days6.75%7.25%
180 days to 363 days7.50%8.00%
364 days5.60%6.10%
365 - 727 days8.75%9.25%
728 days6.80%7.30%
729 - 1091 days8.00%8.50%
1092 days5.66%6.16%
1093 - 1819 days7.00%7.50%
1820 days5.65%6.15%
1821 - 3652 days7.00%7.50%